Mechanics Bancorp

Mechanics Bancorp

NNASDAQ:MCHB
14.67
USD
-0.15
(-1.01%)
1.29EPS
12.35P/E
3.52BMarket Cap
Feb 04Next Earn
2005 Y
2006 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
- -
4,307.66
- -
- -
- -
- -
- -
32.94
36.71
- -
1.88
3.18
- -
Basic EPS, GAAP
- -
962.52
- -
- -
- -
- -
- -
- -
- -
- -
0.14
1.27
- -
Free Cash Flow per Basic Share
- -
1,654.5
- -
- -
1.39
- -
- -
- -
- -
- -
1.42
0.9
- -
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
0.47
0.23
1.37
Book Value per Share
- -
9,204.38
- -
- -
- -
- -
- -
- -
- -
- -
11.46
12.93
- -
Tangible Book Value per Share
- -
9,204.38
- -
- -
- -
- -
- -
- -
- -
- -
7.07
7.78
- -
Basic Weighted Avg Shares
- -
- -
25
27
27
26
23
21
19
- -
202
209
222
Sales/Revenue/Turnover
- -
119
- -
- -
- -
- -
- -
688
695
- -
379
663
- -
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
- -
4
- -
- -
- -
- -
- -
- -
- -
- -
23
28
- -
Net Income, GAAP
- -
27
- -
- -
- -
- -
- -
- -
- -
- -
29
266
- -
Effective Tax Rate (%)
- -
28.69
- -
- -
- -
- -
- -
- -
- -
- -
18.76
16.84
- -
Profit Margin (%)
- -
22.34
- -
- -
- -
- -
- -
- -
- -
- -
7.65
40.07
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
56
279
- -
Total Equity
- -
253
- -
- -
- -
- -
- -
- -
- -
- -
2,302
2,862
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
9.66
- -
Return on Common Equity (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
10.29
- -

Capital Structure

USD

•

in mil. unless spec.
Mar'26
Jun'26
Sep'26
ST Debt
- -
80
- -
LT Borrowings
129
130
- -
LT Finance Leases
82
78
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
221
221
220
Market Capitalization
3,266
3,521
3,257

Working Capital

USD

•

in mil. unless spec.
Mar'26
Jun'26
Sep'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
490
566
- -
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
80
- -
Deferred Revenue
- -
- -
- -

Growth Rates

USD

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
- -
24.35%
Free Cash Flow
- -
- -
-34.56%
Net Income, GAAP
- -
- -
816.37%
Sales/Revenue/Turnover
- -
- -
74.86%
Total Cash Common Dividend
- -
- -
-48.88%

Quarterly Revenue

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
148
147
379
2025
143
150
165
205
663
2026
200
200
- -
- -
- -

Quarterly Earnings Per Share

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
0.2
0.24
0.14
2025
0.22
0.21
0.26
0.56
1.27
2026
0.2
0.26
- -
- -
- -

Quarterly Dividends Per Share

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.47
2025
- -
- -
- -
0.22
0.23
2026
0.42
0.73
- -
- -
- -

Company Description

CEO
Coleman J. Johnson
Full Time Employees
1,921
Sector
Finance
Industry
Regional banks
Address
1111 Civic Drive Walnut Creek CA United States 94596
IPO Date
Feb 10, 2012
Business
Mechanics Bancorp (NASDAQ: MCHB), the holding company of Mechanics Bank, operates as a full-service community bank offering a broad range of consumer, business, and commercial banking products and services; these include checking and savings accounts, money market accounts, certificates of deposit, home loans, auto loans, term loans and lines of credit, owner-occupied real estate lending, SBA loans, multi-family lending, commercial real estate loans, equipment financing, trade services and letters of credit, debit and credit cards, online and mobile banking, digital wallets, overdraft protection, cash management services, merchant services, payroll services, private banking, trust and estate services, investment and asset management, retirement planning, and comprehensive wealth management solutions. Mechanics Bank serves retail and commercial customers across California, Oregon, Washington, and Hawaii through 166 branches. The bank, founded in 1905, maintains its headquarters in Walnut Creek, California. In September 2025, Mechanics Bank completed a strategic merger with HomeStreet Bank, significantly expanding its West Coast footprint, increasing assets to over $22 billion, and integrating HomeStreet's operations in the Pacific Northwest and Hawaii under Mechanics Bank's brand.

Company News

  • Mechanics Bancorp (MCHB) Q3 2026 Earnings Call Transcript

  • Compared to Estimates, Mechanics Bank (MCHB) Q3 Earnings: A Look at Key Metrics

  • Mechanics Bank (MCHB) Beats Q3 Earnings and Revenue Estimates

  • Mechanics Bancorp Reports Third Quarter 2026 Results

  • Mechanics Bank (MCHB) Earnings Expected to Grow: What to Know Ahead of Next Week's Release

  • Mechanics Bancorp Announces Date of Third Quarter 2026 Earnings Release and Conference Call

  • Mechanics Bancorp (NASDAQ:MCHB) Stock Rated “Moderate Buy” by Wall Street Brokerages

  • Mechanics Bank (MCHB) Could Find a Support Soon, Here's Why You Should Buy the Stock Now

  • Mechanics Bank Completes Sale of Substantial Majority of Runoff Auto Loan Portfolio to Bank of America

  • Mechanics Bank (MCHB) Upgraded to Buy: What Does It Mean for the Stock?

  • Mechanics Bank (MCHB) Forms 'Hammer Chart Pattern': Time for Bottom Fishing?

  • Mechanics Bancorp Declares Third Quarter 2026 Cash Dividend

  • Mechanics Bancorp (MCHB) Q2 2026 Earnings Call Transcript

  • Mechanics Bank (MCHB) Q2 Earnings and Revenues Beat Estimates

  • Mechanics Bancorp Reports Second Quarter 2026 Results

  • Mechanics Bancorp Reports Second Quarter 2026 Results

  • Mechanics Bancorp Announces Date of Second Quarter 2026 Earnings Release and Conference Call

  • Mechanics Bank Establishes Delaware-based Trust Company

  • Mechanics Bancorp Declares Cash Dividend

  • Mechanics Bank Completes Sale of Fannie Mae Delegated Underwriting and Servicing Business Line to Fifth Third Bank